Description

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The study titled "Assessing Customer Perception of Online Banking Frauds" aims to delve into the perceptions held by customers regarding the prevalent issue of online banking frauds. In the ever-evolving landscape of digital banking, where convenience and accessibility are paramount, concerns about the security and integrity of online transactions have become increasingly significant. This research endeavors to shed light on how customers perceive online banking frauds, their level of awareness, and their attitudes towards the effectiveness of existing security measures implemented by financial institutions.Through a comprehensive analysis of customer perceptions, this study seeks to uncover valuable insights that can inform banks and other financial institutions in enhancing their fraud prevention strategies. By understanding how customers perceive online banking frauds, financial institutions can develop more robust security frameworks and effectively communicate the measures they have in place to mitigate the risks associated with online transactions. Additionally, this research will explore potential gaps in customer knowledge and awareness, highlighting areas where educational initiatives or targeted awareness campaigns may be necessary to foster a safer online banking environment.To achieve these objectives, the study will employ a mixed-methods approach, combining quantitative surveys and qualitative interviews. The quantitative component will involve a large-scale survey distributed to a diverse sample of online banking customers, capturing their perceptions, concerns, and experiences related to online banking frauds. The qualitative interviews will provide an opportunity for a deeper exploration of selected themes and to gain a more nuanced understanding of customer perspectives.The findings of this study have the potential to contribute to the development of more customer-centric fraud prevention strategies, thereby bolstering customer trust and confidence in online banking services. Ultimately, the goal is to create a safer and more secure online banking environment that aligns with customer expectations and safeguards their financial well-being.